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- Capital One’s minimal credit rating requirement is 500, therefore the minimal loan amount is $4,000, which makes it perfect for anybody who really wants to purchase an affordable car or truck.
- Nonetheless, acquisitions having a Capital One car loan needs to be made through certainly one of its dealers that are authorized.
- People who have better credit ratings might get slightly reduced prices somewhere else. But, for borrowers with reduced credit ratings, a pre-qualification from Capital One could possibly be an excellent step that is first searching for an auto loan.